Frequently Asked Questions
Working with Thryve
Working with Thryve means taking your accounting relationship to the next level; we act as an ongoing financial partner assisting you to grow your business.
- Weekly Bookkeeping for updated and accurate financial data
- Clean financial reporting
- Proactive tax planning, not just year-end filing
- Ongoing access to your responsive accountant
- Business CFO strategy sessions to support your business growth and long-term planning (optional)
- Personal CFO option to build clarity around your personal finances, , strengthen cash flow and support your move to financial independence
You get clear numbers, consistent support, and better insights for decision-making.
Our onboarding process is structured to get you up and running quickly:
- Kickoff meeting within a few days of signing up to:
- Lay out onboarding plan
- Align on goals and priorities Discuss immediate projects
- Provide overview of annual accounting cycle
- Receive access from client to data needed for work
- Set up a fixed date for monthly meetings
- Clean up and organize financials, if needed
- Work on amended tax returns, if needed
Set up reporting and workflows Most of our clients gain clarity from their numbers within the first 30–60 days of working with us.
With Thryve, communication is built in – no surprise bills!
- Emails, calls, and meetings included
- Responses typically within 24 hours
- Recurring strategy meetings for CFO clients
No hourly billing, so you don’t hesitate to reach out. Our goal is to help you understand the available options as quick as possible and determine the best course of action to keep your business moving forward.
We handle the day-to-day accounting so you can focus on running your business.
Your involvement is focused on:
- Reviewing reports
- Making decisions
- Setting goals
We simplify the financial side without removing your visibility.
Fit & Pricing
We work with small businesses across the U.S., typically:
- $200K to ~$10M in annual revenue
- Businesses without a full-time CFO or controller
- Owners looking for a deeper relationship with their accountant to gain financial clarity and support business growth
We may not be the right fit if you:
- Only want basic tax filing once a year
- Are looking for the lowest-cost provider
- Don’t want an ongoing accounting relationship
- Require assistance for a specific one-time project
We work best with owners who want to use their numbers to grow.
We offer fixed monthly pricing with no surprise fees. See all of our services here.
Pricing depends on your business complexity and service level.
No – there are no long-term contracts. We want you to be excited to work with your accountant and view Thryve as your #1 choice every month.
If you aren’t fully satisfied with your Thryve experience, you can cancel at any time and receive a one-month refund of your monthly recurring fees. We want to earn your business through trust and results.
Services & Value
A fractional CFO helps you make better financial decisions by providing:
- Financial performance explained in a practical way focused on successes, risk areas and immediate actions to improve
- KPI selection, goal setting, tracking and performance insights
- Strategic planning and accountability
- Cash flow forecasting and visibility
- Profitability analysis
- Working capital management
- Back office process development and improvement
It’s about turning your financial data into action.
A business fractional CFO is ideal for business owners who:
- Need help managing cash flow and profitability
- Want more strategic insight
- Are growing and making more complex decisions
It’s a cost-effective way to get high-level financial guidance.
A personal fractional CFO is designed for business owners who want the same level of clarity and control in their personal finances.
You might benefit if you:
- Have growing income but no clear personal financial system
- Want to track your net worth and cash flow more effectively
- Need help planning for financial independence or major life goals
- Struggle to connect your business success to personal wealth
- Want more structure, organization, and accountability
A personal CFO helps you turn business success into long-term financial stability.
In many cases, yes.
Your business generates income, but your personal finances determine how that income actually supports your life.
When both are aligned, you get:
- A clearer financial picture
- Better long-term planning
- More intentional decision-making
Bookkeeping focuses on recording transactions and maintaining accurate financial data.
Accounting goes further by:
- Interpreting financial reports
- Providing insights
- Supporting tax strategy and decision-making
Yes, through proactive tax planning.
We help:
- Identify relevant deductions and credits for your business
- Prepare mid-year and year end tax liability projection calculations to map out tax planning strategies and manage tax estimate payments
- Plan ahead to minimize tax liability
- Align tax strategy with business goals
- Monitor new tax law at the federal, state and local levels to apply to our clients’ specific situations quickly
The biggest savings come from planning before year-end.
Strong financial management supports growth by:
- Improving cash flow visibility
- Identifying profitable opportunities
- Reducing unnecessary expenses
- Supporting better, faster decisions
Clear numbers lead to smarter growth.
Most clients see value quickly:
- Immediate time savings
- Better financial organization
- Less stress
- Clearer reporting within the first 1–2 months
- Strategic insights as data improves
Logistics
Yes, we handle transitions regularly.
- Coordinate with your current accountant
- Transfer financial data
- Ensure a smooth handoff
No need to start from scratch.
Our clients primarily use QuickBooks Online and provide us with access as an accountant user. We also use other bookkeeping, tax and data visualization tools as part of our tech stack. These tools commonly provide:
- Real-time financial access
- Accurate reporting
- Efficient collaboration
Our goal is to make the client experience as simple and stress free as possible.
That’s common and fixable.
We’ll:
- Clean up your books
- Catch everything up
- Build a reliable system going forward
Still Have Questions? Let’s talk.
We’re happy to walk through your situation and see if Thryve is the right fit.
